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Notice
Premature Withdrawal Rate Change Notice
[2010.03.02]

Please be advised the change of Premature Withdrawal Rate of Direct TMD. The changed rates are
effective from March 2nd, 2010 and thus applied for the new Direct TMD booked after the effective date.

Before

(13 February 2009, Subject to change, before tax)
Term Less than 4M More than 4M ~ less than 8M More than 8M
Rates 0 % p.a. 0.1% p.a. 0.2% p.a.

After

(As of March 2nd 2010, before tax)
Term Less than 4M More than 4M ~ less than 8M More than 8M
Rates 0.01 % p.a. 0.1% p.a. 0.2% p.a.



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